Out of Network (OON) Reimbursements

Many families are unaware that they have benefits through their insurance plan that can pay for out of network services—including mental health!

If paying out of pocket, my fee is $175/session. However, I work with a platform called Mentaya that helps clients get money back on out-of-network therapy sessions. To see if you qualify for reimbursement, you can use Mentaya’s benefits checker right here on my website.

If you qualify, Mentaya will file claims and handle the insurance paperwork for you to make sure you get reimbursed. They charge a 5% fee per claim and have helped people access affordable care when they need it and get thousands of dollars back per year.

Note: Mentaya's goal is to save you time and money. It's completely optional, and as your therapist I do not benefit in any way from your participation.

man calculating out of network benefits

**The estimated reimbursement provided by Mentaya’s benefits checker is based on your insurance plan’s allowed fee per session. For example, if your insurance typically covers $150/session for therapy, you will receive a reimbursement amount based on that allowed fee. If your OON benefit is 80% coverage, you will get 80% back of that $150 fee and be responsible for the remaining amount. See example below:

  • Amount you pay upfront: $175

  • Example insurance plan’s allowed fee: $150*

  • Example reimbursement percentage for OON: 80% of $150*

Amount you receive in reimbursement after meeting deductible:

$120 back in your pocket

Total cost for a therapy session after reimbursement:

$175-120= $55/session

*Allowed fee and OON coverage percentage varies by individual plan. Please verify your OON coverage prior to starting to therapy.